The Hidden Dangers of Hail

Although your roof may seem to have weathered a hailstorm without any issues, there may be unseen damage. Hail can cause various types of roof damage, the severity of which can vary based on the size of the hail, the intensity of the storm, and the age and condition of the roof. Older roofs and those with pre-existing damage may be more susceptible to extensive hail damage.

During a hailstorm, roofs can suffer various types of damage, including visible cracks and dents, damage to flashing, roof vents, chimney caps, and gutters. However, there may be less obvious damage such as tiny fractures and granule loss. The loss of protective granules from shingles exposes the underlying asphalt making the roof more vulnerable to UV rays and weathering. While your roof may not leak right away, there’s an increased risk of seemingly unrelated leaks in the future. Overall, hailstorms can compromise the structural integrity of roofing materials.

While it may be tempting to self-assess your roof’s condition, consulting a professional roofer for a thorough inspection is vital. Their experience and expertise enable them to identify underlying issues that may not be evident to homeowners. It is important to schedule a roof inspection promptly to address any hidden damage and prevent further issues.

A compromised roof can lead to water infiltration. Water seeping into your home can cause extensive damage to the structure, insulation, and even the interior walls and ceilings. If unaddressed, hidden water damage can lead to mold growth, rot, and expensive repairs.

Residential property insurance typically covers hail damage. However, insurance policies often have time limits within which policyholders must file a claim after damage occurs. A delay in filing a claim could result in denial of coverage, leaving you responsible for repair costs. So, after a hailstorm, homeowners should contact their insurance company promptly to initiate the claims process. Furthermore, remember to file an insurance claim within the specified time frame to ensure coverage for the necessary repairs.

By taking these proactive measures, you can protect your home and enjoy peace of mind even after the most severe hailstorms.